Military Loans Online Credit Reports

Online Credit Reports

Online credit reports are becoming more popular everyday with the increase of identity theft. Previous credit reports were nice to have so an individual could check thier credit history to see how thier credit would look before applying for a loan.

Currently there are three main providers of online credit reports within the United States. They are Equifax, Experian and Trans Union. The credit information that each of these providers releases is similar in nature.

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Credit reports are provided to a variety of merchants in order for the lender to get a good picture of whether or not you pose a credit risk to them. For instance if you apply for a credit card then a credit report is checked. Applying for a loan - bingo a credit report is needed. Most every financial transaction that requires a lender providing you some form of credit will require a check of your credit report.

The contact information for the three credit companies follows:

Equifax P.O. Box 740193 Atlanta, GA 30374-0193 (800) 685-1111

Experian (TRW) P.O. Box 2104 Allen, TX 75013 (888) 831-5614

Trans Union P.O. Box 390 Springfield, PA 19064 (800) 680-7289